TMC Greater Simcoe

Offset Mortgage Strategy

One account that does the job of chequing, savings, and a mortgage all at once. Powerful for the right file, oversold for everyone else. The break-even math is brutal if idle balances are small.

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Educational content only, not financial advice. Mortgage strategies depend on individual circumstances. Always consult a licensed mortgage professional and a qualified tax professional before acting on what you read.

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Offset Mortgage Strategy | Trevor Hough, Mortgage Agent